Resources

  1. National Network of Libraries of Medicine —membership is free.  Will provide training for staff and the public at either free or reduced costs.  Website will offer downloadable handouts as we get closer to the live date.  Also offers access to some online resources.)
  2. Healthcare.gov  (Available in English and Spanish.  Offers checklists, how tos, updated information, deadlines.)
  3. Healthcare Marketplace  (Available in English and Spanish.  Offers training materials for staff and official resources.)
    1. Training tips
    2. Webjunction has partnered with IMLS and CMM to create a kit for public libraries to use including resources available, checklists, and raising public awareness.
    3. Medline Plus  (Available in English and Spanish.  You can sign up for alerts about health insurance.  Subscriptions to their magazine are free.)
    4. Kentucky’s Marketplace  There are currently printable fact sheets on this website for individuals/families and small businesses
    5. Health Benefits Exchange  Collects news and updates about Kentucky’s marketplace.  You can sign up to receive a newsletter about changes or updates to KY’s plan.
    6.  Affordable Care Act A video created by Henry J. Kaiser Family Foundation explaining the Affordable Care Act.

Things to know:

  • If you have insurance (through work, Medicare or Medicaid) this will not change
  • An estimated 37% of customers use library computers for health care information.
  • 90% of people who are currently uninsured will qualify for discounted or free health insurance.
  • Enrollment and assistance is available 24/7 via telephone, online, mobile, by mail and in person.  The call center has a language line that offers 150 languages.  The paper form will only be available as a download.
  • An estimated 640,000 Kentuckians are uninsured as of 2013, or 14.9 percent of the state’s population.

Beginning October 1, 2013, Americans without insurance will be able to sign up for insurance through the marketplace

  • Prices will be available October 1, 2013, when open enrollment starts.  They are not available now because all insurance plans through the Marketplace will be offered by private insurance companies. They need time to decide which plans to offer and how much each plan will cost.
  • Open enrollment will last to March 31, 2014
  • In order for coverage to begin January 1, 2014, people must be enrolled by December 15, 2013.
  • An enrollment period will happen annually.  After this first year the enrollment period will be shorter.

Customers can begin to prepare for the open enrollment period.

  • Depending on income, a person may qualify for lower costs on monthly premiums and out-of-pocket costs.
  • People will learn if they are eligible for lower costs when they complete the application after October 1. In the meantime, they can answer a few questions at Healthcare.gov and find out if they may be eligible for lower costs based on income.
    • Answering the questions on this link will also create a personalized checklist to help customers know what information will be needed for the application process.

Information provided by:  Jackie Garner, Center for Medicare & Medicaid; Susan Hildreth, IMLS; Ruth Holtz, National Network of Libraries of Medicine

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